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Own a Farmers Insurance Agency in San Antonio and South Central Texas — Built by People Who've Done It Here

District 46 is a three-time nationally recognized Top 1% Farmers district, headquartered in San Antonio. Our district manager has been with Farmers since 2009, and our full team brings decades of combined experience across recruiting, training, agency development, and financial services. With 40+ active agency owners, we support qualified candidates at every stage. If you're considering agency ownership or a career in insurance in the San Antonio area, let's have a real conversation about whether this is the right fit.

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15+

Years in the Farmers system

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About Us

Why District 46?

A San Antonio-based district, nationally recognized — built on real experience, relationships, and a long-term commitment to South Texas.

40+

Agency owners building independent businesses across San Antonio and South Texas

150+

Licensed professionals serving South Texas families and businesses — and growing

3x

Recognized as a Top 1% Farmers district nationally — three times over

An Authorized Farmers Insurance District — one of the nation's largest insurers

Your Path

Where Do You Start? There's a Path for That.

Whether you're starting fresh, buying in, or learning the ropes first — District 46 can help you understand the path, expectations, and next steps. No guesswork. No going it alone.

Build Your Agency

Start a Farmers agency from the ground up. Access training, mentorship, and resources to support your growth as an agency owner. Opportunities are subject to Farmers' requirements and approval, with District 46's local guidance every step of the way.

Buy an Agency

For entrepreneurial candidates, there may be opportunities to acquire an existing book of business within the Farmers network. Subject to availability, approval, and applicable requirements.

Development Path to Ownership

Not ready for full ownership? Gain experience inside an established agency, build your skills, and work toward agency ownership on a realistic timeline — with coaching and local support from District 46.

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Testimonials

Stories from District 46

Hear from agency owners and team members who have built, grown, and developed inside the District 46 network across San Antonio and South Central Texas.

Google Review

"I've noticed a significant improvement in our district office meetings. They are becoming more informative and structured, providing valuable insights that help us stay on track. I appreciate the effort being made to enhance communication across the district."

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F. Sean DeLeon

Agency Owner, District 46

Google Review

"I cannot express enough gratitude for the exceptional support and guidance provided by our district manager. His dedication to our business's growth and his unwavering commitment to the well-being of our employees is truly commendable."

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Carlos Cruz

Agency Owner, San Antonio

Google Review

"Carl and his team have been available for assistance with any agency questions or issues that have arisen. If they don't have the answer, they will use all available resources to get the answer for you. The support I receive from them has been exceptional."

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Sonia Reyna

Agency Owner, District 46

Google Review

"Carl, Martin, Glen and Tom have been amazing to work with. They are solution oriented and have given our agency great advice from top to bottom."

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Travis Mariner

Agency Owner, San Antonio

Google Review

"Carl and his team are absolutely wonderful at working with those in the insurance industry. They provide fantastic training and ensure their agents and customers have the best experience possible. Highly recommend."

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April Carleton

Licensed Agent, San Antonio

Google Review

"If you're looking to start in the insurance industry in the San Antonio area, look no further than Carl's office. They have a wonderful team and training platform to make sure you are successful."

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Ruben Bonilla

San Antonio, TX

Google Review

"The onboarding and training offered by Farmers Insurance is top-notch. They really strive to prepare their people to not only assist, but to walk alongside their customers throughout their life journey as a trusted advisor."

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Pamela Culbertson

Licensed Agent, District 46

Google Review

"This is the best district office in Texas. The district manager has gone above and beyond in investing in the agents."

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Miguel Baylon

Agency Owner, District 46

Google Review

"Walking out with so much knowledge and encouragement from so many reliable individuals. Whether you're a newbie or just need a refresher, this crash course is perfect for you."

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Diana Aleman

Licensed Agent, San Antonio

Google Review

"District 46 is the best! Carl's team genuinely cares about your success and will ensure they are by your side every step of the way."

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Elizabeth Eigel

Licensed Agent, District 46

Agent Stories

Agencies Built in District 46

Real people. Real businesses. Right here in San Antonio and South Central Texas.

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Built from Scratch

District 46 gave me a clear process and real mentorship — I didn't have to figure it out alone.

Maria G.

San Antonio, TX

Leadership

Meet Your Local Leadership & Support Team

District 46 is led by District Manager Carl Prieto and a team of experienced professionals active in the San Antonio community and invested in every agency owner's success. When you work with us, you have real people — not a call center — in your corner.

Carl Prieto

Carl Prieto

District Manager

Arianna Chapa

Arianna Chapa

Agency Recruiter

Andrea Soler Zambrano

Andrea Soler Zambrano

Talent Sourcing Specialist

Elizabeth Rodriguez

Elizabeth Rodriguez

Executive Assistant

Benefits

Support Designed to Help You Build

With District 46, you'll find a culture built on collaboration, accountability, and local mentorship — designed to help qualified candidates and agency owners move forward with clarity.

Local Mentorship

Local Mentorship

District 46 pairs candidates and agency owners with experienced local mentors who understand the South Texas market. Our team is invested in your development.

Business Development Tools

Business Development Tools

Farmers provides agency owners access to business tools and platforms designed to support quoting, client management, and agency operations.

Licensing & Training Resources

Licensing & Training Resources

Qualified candidates have access to structured training programs and licensing support designed to prepare you for a career in insurance.

Performance Bonus Opportunities

Performance Bonus Opportunities

Farmers offers bonus programs for agency owners who meet applicable production milestones. Eligibility and amounts are subject to current program terms.

Marketing & Community Support

Marketing & Community Support

Agency owners have access to co-branded marketing tools and digital resources through Farmers, plus local guidance from District 46.

Ongoing Operational Guidance

Ongoing Operational Guidance

From agency setup through ongoing operations, District 46's team is available for coaching, accountability check-ins, and operational support.

FAQ

Frequently Asked Questions

Got questions? We've got answers. Here are the most common questions we hear from prospective agents.

District 46 is designed to provide ongoing support after you open — including regular coaching sessions, access to marketing resources, and check-ins from your district mentor. The nature and frequency of support may evolve as your agency develops.

This is not a franchise. Agency owners operate as independent contractors within the Farmers network. You own your book of business and operate independently, with access to Farmers' brand and resources. Specific terms are governed by your agency agreement with Farmers.

Some candidates begin exploring the process while still employed elsewhere, particularly those considering the development path. Full agency ownership typically requires a dedicated commitment, and timelines vary by path. Talk to our team to discuss what a realistic transition may look like for your situation.

Prior insurance experience is not required. Farmers provides licensing support and training resources to help candidates build foundational knowledge. Strong communication skills, self-motivation, and a service orientation tend to support success in this role.

District 46 has been recognized three times as a Top 1% Farmers district nationally, with 40+ active agency owners across South Texas. The culture is genuinely collaborative and the local mentorship is substantive. We're committed to walking alongside every qualified candidate with real, hands-on support.

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Your Next Step Starts With One Conversation

Every agency owner in District 46 started with a conversation. If you've been considering insurance agency ownership or a career in the Farmers network, we'd like to learn about your goals and share an honest picture of what this opportunity may involve.

District 46 Team
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Rooted in South Texas. Built on Integrity. Here to Help You Build.

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CONTACT

STAY CONNECTED WITH DISTRICT 46

Get occasional updates on agency ownership opportunities, district news, and events in the San Antonio area.

Committed to accessibility. Contact us if you need assistance.

© 2026 Farmers District 46. All rights reserved.

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This site is provided in Spanish as a courtesy. In case of discrepancy between the Spanish and English versions, the English version governs for policy, quote, and legal purposes.

Inicio — Sea Dueño de una Agencia Farmers en San Antonio, Texas | Farmers District 46