Terms & Conditions

By accessing or using the Farmers District 46 website ("Site"), you agree to be bound by these Terms & Conditions ("Terms") and our Privacy Policy.

1. Scope and Purpose of the Site -

This Site is an informational resource intended to provide general information about insurance products, employment opportunities, independent agency ownership, and agency acquisitions. This Site is not:

A binding offer of insurance coverage.
A formal offer of employment or a franchise agreement.
An offering of securities.
A binding agreement to purchase or sell an agency.

All insurance coverage is subject to application and underwriting approval. All career and business opportunities are subject to eligibility requirements and the execution of legally binding agreements.

2. Independent Contractor Acknowledgment-

Opportunities for agency ownership are for an independent contractor relationship. Agency owners are not employees, partners, or joint venturers of District 46. No representations, testimonials, or statements on this Site should be construed as a guarantee of income, earnings, or success. Results vary based on individual effort, skill, market conditions, and other factors.

3. Communications Consent & Lead Routing

By submitting your information through this Site, you expressly consent for District 46 and its affiliated independent agency owners or designated representatives to contact you. This contact may be made via telephone (including autodialed and/or prerecorded messages), text (SMS) message, and email regarding insurance quotes, products, services, or career and business opportunities. Your consent is not a condition of any purchase or employment. You may opt out at any time as described in our Privacy Policy.

4. Confidentiality in Agency Acquisitions

If you are interested in buying or selling an agency, you agree to the following:

You will not submit or transmit confidential financial information through the Site's public forms.
You agree to execute a mutual Non-Disclosure Agreement (NDA) before exchanging any sensitive, non-public information.
You acknowledge that District 46 acts as a facilitator and is not a party to any transaction. We do not verify and are not responsible for the accuracy of information provided by buyers or sellers.

5. Accuracy of Your Information

You agree to provide information that is true, accurate, and complete. District 46 is not liable for any errors, delays, or issues arising from inaccurate or incomplete information you provide.

6. No Professional Advice

The content on this Site is for informational purposes only and does not constitute legal, tax, financial, investment, or insurance advice. You should consult with your own qualified professional advisors before making any decisions.

7. Intellectual Property

All content on this Site, including text, graphics, logos, and software, is the property of Farmers District 46 or its licensors and is protected by copyright and other intellectual property laws. The "Farmers" name, logos, and related marks are trademarks of their respective owners and used here under license. Unauthorized use, reproduction, scraping, or reverse engineering of any Site content is strictly prohibited.

8. Third-Party Links

This Site may contain links to third-party websites. These links are provided for your convenience only. District 46 does not control or endorse the content of any third-party sites and is not responsible for their content or privacy practices.

9. DISCLAIMER OF WARRANTIES

THE SITE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY LAW, DISTRICT 46 DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

10. LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DISTRICT 46, ITS OFFICERS, STAFF, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING FROM YOUR USE OF OR INABILITY TO USE THE SITE.

11. Indemnification

You agree to indemnify, defend, and hold harmless District 46 and its affiliates, officers, and employees from and against any claims, liabilities, damages, and costs (including reasonable attorneys' fees) arising from your use of the Site or your violation of these Terms.

12. Acceptable Use

You agree not to use the Site for any unlawful purpose, to transmit malware, to impersonate any person or entity, to harass others, or to gain unauthorized access to any system or network.

13. Governing Law and Dispute Resolution

These Terms shall be governed by the laws of the State of Texas, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the federal or state courts located in Bexar County, Texas.

14. Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and Farmers District 46 regarding your use of the Site.

15. Changes to Terms

We may update these Terms at any time by posting the revised version on our Site. Your continued use of the Site after any such changes constitutes your acceptance of the new Terms.

16. Contact Us

For questions regarding these Terms, please contact us at:

Email: [email protected]

Phone: 210-571-1737

Revised Opt-In Disclosure

(This text should be placed directly above the "submit" button on all web forms)

By submitting this form, you provide your express written consent for Farmers District 46 and its affiliated independent agency owners to contact you at the phone number and email address you provided.

Contact may be made via live, automated, or prerecorded telephone calls, text messages, and email to discuss insurance products, career opportunities, or agency acquisitions.

Your consent is not a condition of any purchase or employment. Message and data rates may apply. You may opt out at any time by replying STOP to any text,

clicking unsubscribe in emails, or contacting - [email protected]